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Classic Car Insurance

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Classic Car Insurance

Your classic car is more than just a vehicle; it's a passion and a prized possession. That's why having the right insurance coverage is essential to protect it from accidents, theft, and other unforeseen events. At our insurance agency, we specialize in classic car insurance that's tailored to meet the unique needs of vintage car owners.

Why You Need Classic Car Insurance

Unlike regular auto insurance, classic car insurance is designed to cover the specific risks associated with owning and driving a vintage vehicle. With classic car insurance, you can rest assured that your vehicle is protected from damages caused by accidents, theft, vandalism, and natural disasters. Additionally, our classic car insurance policies offer the following:

  • Agreed Value Coverage: We'll work with you to determine the value of your vehicle and agree upon a coverage amount that will fully protect it.
  • Flexible Usage: Our policies allow for occasional pleasure driving, as well as driving to shows, events, and exhibitions.
  • Spare Parts Coverage: We can also provide coverage for spare parts, tools, and accessories that you keep in your classic car.

What Our Classic Car Insurance Covers

Our classic car insurance policies provide comprehensive coverage for your vintage vehicle, including:

  • Collision and Comprehensive Coverage: Protects your car from damages caused by accidents, theft, vandalism, and natural disasters.
  • Liability Coverage: Covers you in case you're responsible for causing an accident that results in injuries or property damage.
  • Uninsured Motorist Coverage: Protects you in case you're involved in an accident with a driver who doesn't have insurance or doesn't have enough insurance to cover the damages.

Why Choose Us

At our insurance agency, we're passionate about classic cars and helping vintage car owners protect their investments. So when you choose us for your classic car insurance needs, you can expect the following:

  • Personalized Service: We'll work with you one-on-one to determine the best coverage options for your needs.
  • Competitive Rates: We offer affordable rates and flexible payment options to make classic car insurance accessible for all.
  • Expertise: Our team of insurance experts has years of experience in the classic car insurance industry and can answer any questions you may have.

Don't take chances with your classic car. Contact us today to learn more about our classic car insurance policies and how we can help you protect your vintage vehicle.

Click And Learn

Liability insurance
Collision & Comprehensive
Uninsured Motorist
Cherished Salvage
Spare Parts & Tools

Liability insurance coverage

Risk Factors

This coverage is quite important for unintentional damages and injuries.

Solution

This coverage pays for damage and injuries you cause to others. It also pays for a legal defense in case you are sued because of the car accident you caused. This coverage type is required in most states if you plan to drive your vehicle on public roads.

Collision & comprehensive coverage

Risk Factors

Your classic car is exposed to a wide range of risks, and you need coverage to cope with the losses.

Solution

These insurance types cover a wide range of problems such as car accident damage to your car, auto theft, vandalism, collisions with animals, fire, flood, hail, falling objects, and riots.

Uninsured motorist coverage

Risk Factors

There can be a possibility that you crash into an uninsured driver and damage your classic car.

Solution

This coverage pays for your medical bills if someone without insurance crashes into you. Some states require you to carry this coverage. In some states, it can also cover car damage caused by an uninsured driver.

Cherished salvage coverage

Risk Factors

Your classic vehicle is totaled by a problem covered by the policy (like a car accident or flood) and damages your vehicle.

Solution

With this coverage, youโ€™ll have the right to keep the salvaged car and still get a payout from the insurance company (minus your deductible).

Spare parts & tools coverage

Risk Factors

You take your classic car to the service station, and they ask you to replace some damaged spare parts with new ones.

Solution

This covers spare parts and personal tools to maintain or restore your classic car. Some auto insurance companies might cover spare parts, even if not intended for the vehicle on the policy.

Already have Classic Car Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesnโ€™t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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